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Retirement Calculator

Plan retirement savings with compound growth projections

Your Information

Savings & Contributions

$
$

$6,000/year

Assumptions

%
%

Projected Retirement Savings at Age 65

$1,475,835

$524,487 in today's dollars

Total Contributions

$260,000

Investment Growth

$1,215,835

Safe Withdrawal (4% Rule)

$4,919.45/mo

$59,033/year

$1,748.29/mo

in today's dollars

About Retirement Calculator

What is Retirement Calculator?

Project your retirement savings growth with compound interest. Enter current savings, monthly contributions, expected returns, and retirement age to see your projected nest egg.

Features & Benefits

  • Compound growth projection
  • Monthly contribution impact
  • Retirement goal tracking
  • Multiple scenarios
  • Inflation adjustment
  • Visual growth chart

Frequently Asked Questions

How much should I save for retirement?
Common rule: save 10-15% of income. Aim for 25× annual expenses by retirement (4% safe withdrawal rate).
What return rate should I assume?
Historically, stocks average 7-10% annually. Use 6-7% for conservative projections accounting for inflation.
How does compound interest help retirement?
Money earns returns on returns. $500/month at 7% for 30 years = $567K from only $180K contributed. Start early!

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